Which Insurances Are Mandatory?

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There are many different types of insurance that you can close. A few insurance are required by the government. There are various insurance policies that are not mandatory, but useful. In this article we explain you are required from the insurance and which do not. 

Which insurances are mandatory?

Health insurance (health insurance)

Your health insurance consists of a basic insurance and possibly a supplementary insurance . The basic insurance is mandatory for all Dutch citizens aged eighteen and older. Health insurers must accept everyone for the basic insurance.

Car insurance (liability insurance)

There is a car in your name? Then you are required to a minimum liability insurance to exit. That you are covered for damage you cause to others with your car. The liability insurance is mandatory for your car, but also for example for motorbikes, mopeds and scooters.

Home Insurance

A home insurance  you need is if you have an owner-occupied. This insurance is not legally required, but mortgage lenders who often demands. That is why home insurance is actually subject to compulsory insurance. With home insurance, you are covered for damage to your home. For example, by fire, water or storm.

Motor insurance or motorcycle insurance

Do you have a motorcycle or moped? Then you are legally obliged to ensure this. Just like your car you also for your car or motorcycle minimalism to take out liability insurance.

What kind of insurance is not mandatory but useful?

There are many insurance policies that are not required by law, but it is useful to exit. Whether this is the case, it depends on whether you can pay possible damages itself. So you can choose the car insurance, in addition to the compulsory liability insurance, even expand with coverage limited airframe or full hull . For your health insurance can conclude various additional insurances, such as physiotherapy .